Money & Frugality

Five Tips to Saving Money | Ways We’ve Saved

We've been debt-free for about eight months now - we paid off about $21,000 of debt in about 21 months, and we currently have $16,000 total in our savings accounts.  Here are a few ways we saved money to make this happen: Buy used.  I love thrift shops!  We buy anything from clothing and shoes… Continue reading Five Tips to Saving Money | Ways We’ve Saved

Money & Frugality

Our Money Makeover Challenge #16 | Emergency Fund Complete!

We saved a $10,500 emergency fund in about seven months!!! We've been following Dave Ramsey's Seven Baby Steps to Financial Peace for the past almost three years.  Baby step one is to save a starter emergency fund of $1,000, which we officially completed last spring.  Baby step two is to pay off all debt using… Continue reading Our Money Makeover Challenge #16 | Emergency Fund Complete!

Money & Frugality

Our Money Makeover Challenge #15 | We’re Debt Free! | Our Story

Our journey as a one-then-two-income family of five to debt freedom and financial peace started almost two years ago.  We had just relocated to a new area about a year prior (November 2016) for Ashton's new job as an aircraft mechanic.  The new job paid less by about a $2 per hour, and the cost… Continue reading Our Money Makeover Challenge #15 | We’re Debt Free! | Our Story

Money & Frugality

Our Money Makeover Challenge #14 | July 2019 Emergency Fund & Debt Snowball Progress Report + August’s Goals

Savings We exceeded our emergency fund goal of $200 by $230 this month!  We started with $3,570 and have saved a total of $430: $200 on the 4th and $230 on the 26th.  We now have a balance of $4,000 saved! We also met our Christmas sinking fund goal of $100 this month.  We started… Continue reading Our Money Makeover Challenge #14 | July 2019 Emergency Fund & Debt Snowball Progress Report + August’s Goals

Money & Frugality

Our Money Makeover Challenge #13 | June 2019 Emergency Fund & Debt Snowball Progress Report + July’s Goals

EMERGENCY FUND/SAVINGS We exceeded our emergency fund goal by $300 this month!  We started with $3,070 and have saved a total of $500: $125 on the 6th, $25 on the 20th, and $350 on the 30th.  We now have a balance of  $3,570! We started with $250 in our Christmas sinking fund and have saved… Continue reading Our Money Makeover Challenge #13 | June 2019 Emergency Fund & Debt Snowball Progress Report + July’s Goals